Don't forget to factor in closing costs when considering a home sale or purchase. J and F Associates is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (480) 998-3602 if your needs include a professional REALTOR® ready for the business side of buying and selling.

What closing costs should you expect?

There are certain basic fees related to closing the sale of a house. These costs are often divided between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Arizona to help show you through your deal.

Closing costs that are loan-related    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, not only will I work to get the very best sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you know exactly where your money is going.

Buyers: When purchasing a home in Maricopa County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not startled when you come to the closing table. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

J and F Associates 12430 N 65th Place Scottsdale, AZ 85254-4516
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